Flatmate expenses: a fair split every month
Sharing a flat means sharing costs that never really stop: groceries, the internet bill, cleaning supplies, the streaming account nobody cancels. Here's how to keep it fair month after month without a single spreadsheet.
Treat the flat as a continuous account
A trip ends; a flat doesn't. So don't try to "close" it — just keep a running tab. Anyone adds an expense when it happens, and the balance is always up to date. You settle whenever you want, usually once a month.
Recurring costs should add themselves
Rent, internet and subscriptions repeat every month with the same amount. Set them once as recurring and stop re-typing them. One less thing to forget — and one less "did anyone pay the internet?" message.
Not everyone shares everything
Maybe three of you split groceries but only two share the gym. Assign each expense to the right people so nobody subsidises a habit they don't have.
Settle without the awkward reminders
The worst part of flatshares is chasing people for money. Automatic, gentle reminders to whoever still owes — once a week, not a guilt trip — keep things moving without you being the bad guy.
How Settlia handles it
Create the group as a Household: it hides the "I'm done adding" step and keeps the accounts continuous. Add recurring bills once, snap receipts for the shared shop, and let everyone pay their part whenever — with reminders doing the nagging for you.
Create a flat group